Terms And Conditions

These terms and conditions describe all the rules that apply to you when you are using any part of our website www.shortterm.com

Who We Are?

Short Term is a website that deals with a wide variety of short term loans and bridging loans.

We do not lend money directly but act as a broker and specialise in providing short-term finance, bridging finance, secured loans and development finance. We work independently which enables us to access the best lenders so that we can provide the best available finance deals to our customers.

Our Registered Address

Who Regulates Us?

Our website is regulated by the Financial Conduct Authority and we are authorised to do certain consumer credit activities.

Terms Of Use

By using our website you agree to be bound by the following terms and conditions and if you are not you should not use our website.

We offer different types of loans and our specific service might differ in terms and conditions governed by us or the third parties. Any of your personal data that you provide us is used according to our privacy policy.
All the information on this website is provided for general information purposes and we are not liable for any loss arising from using this information.
We have the right to change a part or whole of a service present on the website without being liable for damage or loss.
If users find any defect in the website or in the information provided on the site, they can inform us by using the contact us function on our website.

Our terms of use may change from time to time as we have to comply with legal requirements and make technical adjustments. You should check them each time you are going to use our website. All the changes will be displayed on the website and we will try to give you notice if there is any major change.

Registering On Our Website

If you want to register yourself on our website you must be 18 years or above, and the information you provide should be recent, complete, accurate and true. If there is any change to your account details you must update them. It is your responsibility to keep your login details confidential if you register using your social media account.

You agree that a person who has access to your account details is acting on your behalf and you will be responsible for actions that a person doon the website while using your account. You must take proper steps to prevent someone else from accessing your account details without your permission, on any computer or device that you use to access your account.

If you found that your social media account is compromised or someone else has accessed your account without your permission you should inform us immediately.

Advertising Emails

When you make an account and register yourself on our website it means you may be given a chance to receive marketing emails from us. However, we allow you to manage your subscription preferences through the website and unsubscribe from communication whenever you want. We may also send you service emails related to your account.

User’s Responsibilities

The purpose of this website is to:

Our website is designed to provide you with general information. By offering this service we are not:

We suggest you take professional advice before taking or refraining from an action on the basis of the information provided on this website. We will inform you about the terms and conditions of the supplier and you have to accept them if you want to get their service.

You also agree that:

We only provide you information about suppliers and their services and you do not have any direct contact with us for the provision of those services.
Any person who has access to your login details can enter a transaction on your behalf.
You have to pay all the dues to a supplier on the agreed terms for its services. We are not responsible for any payments to the suppliers.
If a supplier needs your debit or credit card information you will provide us with the details and we will forward it to the related supplier.

Copyright

All the information, data, images, text and layout are the exclusive properties of the short term and no one should copy, email, share, republish, reproduce or transfer any information without permission. All the copyrights shall continue to be held by the short term and any kinds of rights shall not pass to any user.

If anyone causes damage to our website or acts against these terms and conditions may give rise to legal action.

Third-Party Websites

We deal with different types of loans and financial products so we have relations with intermediaries and third parties. There may be links to third parties, services and products on our website but they are not affiliated with us. We do not have any control over their services or product that is why we can not provide any guarantee or take responsibility for them.

This website may also contain third-party advertisements and we are also not responsible for any misleading advertisement because it is completely the responsibility of the advertiser. Any third party link or advertisement on the website is not an endorsement by us of any kind.