WHAT IS

Short Term Vehicle Insurance?

A short term vehicle insurance is also known as temporary insurance as it covers you for a short time and usually lasts between 1 hour to 28 days. It is a good alternative if you can not afford an annual insurance for your vehicle. The type of vehicle varies from insurer to insurer and most of them offer insurance for car, motorhomes, and bikes. If you do not use your car regularly, then short term insurance is perfect for you when you want to go on a trip or when using your vehicle in an emergency. In short term vehicle insurance you will get the same level of cover as in annual car insurance policy but for a shorter period. It is a cheaper and flexible option rather than making amendments to your yearly car insurance.

How Does

It Work?

Short term car insurance is easy to set up, and you can get it quickly whenever you need. You may need a short-term insurance as a new driver, for test driving a car, to go on a short trip, or when you are taking someone else’s car for use. There is a limit of how many times you can take temporary insurance in a year.

For having short term vehicle insurance, you must be between 18 to 75 years. And you need to provide some necessary information to the insurance provider that includes your name, address, driving license, car details, driving history, and for how much time you want the insurance. After checking and validating all your information, the insurer will provide you with a short term insurance for your car.

Advantage

  • Easy And Flexible: A shortterm payday loaYou can get the insurance online and have an option to choose the period of insurance between 1 hour to 28 days. n is easy to get, and you can even apply online.
  • Do Not Affect No Claim Bonus: Shortterm car insurance has no impact on no claim discount of your annual vehicle policy.
  • No Need To Amend Annual Policy: If there is a need to add an additional driver, you need amendment in annual policy, and it requires a fee. At this time, short term insurance will help you a lot.
  • Cost-Effective: If you use your vehicle occasionally, then you can save your money by purchasing short term insurance instead of annual insurance.
  • Quick Purchase And Certification: In case of emergency short term insurance covers you immediately, and you will not need to wait for days to get a certificate.

Disadvantage

  • Short term vehicle insurance is easy and quick to arrange, but it is more expensive than being added to someone else’s policy as a second driver.
  • Per day charges of this type of insurance are expensive as compared to annual vehicle insurance.
  • It covers you for a short time that is for a maximum of 28 days only.