Privacy Policy

Short term Privacy Policy

Short term is committed to respecting and protecting the privacy of its users. Our privacy policy will explain how we use the personal information that you provide us when using our website. Please read our privacy policy carefully. We may make changes to it and all the changes will be posted on this page so you should check back this information frequently.

We have a legal obligation under the data protection legislation to make sure that all your information that we hold and process complies with the data protection principle and uphold rights as a data subject.

If you do not agree with the following privacy policy do not use this website

Usage Of Information And Sharing

You may provide us information in different ways such as when filling application forms on the website or responding to calls or emails. If you are using the names of other persons on the application and accepting terms and conditions on their behalf, you are giving us permission to us and our associated lenders to use and store this data as detailed below:

In order to provide you with the required service, we will process and share your data with our lenders.
We and our lenders may carry out a soft credit check also called quotation search on you and your financial links. This credit check does not impact your credit score. It may be conducted to verify your identity and view your credit history. It also helps us in finding the right lender for you and prevents fraud.
When you decide to proceed further after finding that the quotation is suitable to meet your needs. Then the selected lender may conduct a hard credit check also known as application search. The purpose of the hard credit check is similar to that of a soft credit check but it can impact your credit score and it can be seen by other lenders and organisations that make a credit search. Multiple credit checks can cause a bad impact on your credit score and make it difficult for you to get a loan.
Your links with other persons may be recorded by the credit agencies for example if you applied for joint credit with your spouse previously. If you make any joint application in the short term it will make a link between you and the other borrower.
Some lenders report your credit score to the credit agencies on a monthly basis whether you are making repayments on time or falling into arrears.

Information We Hold

The information that we hold about users includes name, age range, email address and preferences about our email newsletter. We also use your IP address so that we can track how our website is used. It also helps us in determining how well our website is working. We do not use your IP address to get any personal data about you.

The information you provide us can be used for statistical analysis purposes and also provided to the agencies to prevent fraud and help them in recovering debt.

Privacy Policy

Short term Privacy Policy

Usage Of Information And Sharing

Information We Hold

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